Welcome to New Perspective Insurance Consultants’ Terms of Service.

These terms and conditions outline the rules and regulations for the use of New Perspective Insurance Consultants’ Website.

We assume you accept these terms and conditions in full by accessing this website. Do not continue to use New Perspective Insurance Consultants’ website if you do not accept all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You”, and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our”, and “Us” refers to our Company. “Party”, “Parties”, or “Us” refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client most appropriately, whether by formal meetings of a fixed duration or any other means, for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of South Africa. Any use of the above terminology or other words in the singular, plural, capitalisation and/or they or they are taken as interchangeable and therefore as referring to the same.

Cookies

We employ the use of cookies. By using New Perspective Insurance Consultants’ website, you consent to the use of cookies by our privacy policy. Most modern-day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to help the functionality of this area and ease of use for those visiting. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, New Perspective Insurance Consultants and/or its licensors own the intellectual property rights for all material on Our website. All intellectual property rights are reserved. You may view and/or print pages from our website for personal use, subject to restrictions set in these terms and conditions.

You must not:

• Republish material from our website
• Sell, rent or sub-license material from our website
• Reproduce, duplicate or copy material from our website
• Redistribute content from New Perspective Insurance Consultants (unless content is specifically made for redistribution and noted as such).

Hyperlinking to our content

The following organisations may link to our Website without prior written approval:

– Government agencies;

– Search engines;

– News organisations;

– Online directory distributors, when they list us in the directory, may link to our – Website in the same manner as they hyperlink to the Websites of other listed businesses;

– Systemwide Accredited Businesses except soliciting non-profit organisations, charity shopping malls;

– Charity fundraising groups which may not hyperlink to our Website.

These organisations may link to our home page, to publications or other Website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

We may consider and approve, in our sole discretion, other link requests from the following types of organisations:

• Commonly-known consumer and/or business information sources such as -;
• Dot.com community sites;
• Associations or other groups representing charities, including charity giving sites,
• Online directory distributors;
• Internet portals;
• Contractors, accounting, law and consulting firms whose primary clients are businesses;
• Educational institutions and trade associations.

We will approve link requests from these organisations if we determine that: (a) the link would not reflect unfavourably on us or our accredited businesses (for example, trade associations or other organisations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organisation does not have an unsatisfactory record with us; and (c) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organisation.

These organisations may link to our home page, to publications or other Website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are among the organisations listed in paragraph 2 above and are interested in linking to our website, you must email us at newsouthdigitalmarketing@gmail.com. Please include your name, your organisation name, contact information (such as a phone number and/or email address) as well as the URL of your site, a list of any URLs from which you intend to link to our Website and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organisations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator (Web address) being linked to; or
• Using any other description of our Website or material being linked to that – makes sense within the context and format of content on the linking party’s site.

No use of New Perspective Insurance Consultants’ logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Website.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Website. You agree to remove all links to our Website upon such request immediately. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Website, you agree to be bound to and abide by these linking terms and conditions.

Removal of links from our website

If you find any link on our Website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will not be obligated to do so or respond directly to you. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material is kept up to date.

Content Liability

We shall have no responsibility or liability for any content appearing on your Website. You agree to indemnify and defend us against all claims arising from or based on your Website. No link(s) may appear on any page on your Website or within any context containing content or materials that may be interpreted as obscene or criminal or which infringes, otherwise violates, or advocates the infringement or other violation of any third party rights.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury resulting from negligence;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Contact Information

If you have any questions about these Terms of Service, please contact us via email at stuart@npinsurance.co.za or via phone by calling us directly at (079 646 4109).

​Welcome to our Privacy Policy | Your privacy is critically important to us

New Perspective Insurance Consultants’ policy is to respect your privacy regarding any information we may collect while operating our Website. This Privacy Policy applies to New Perspective Insurance Consultants (hereinafter, “us”, “we”, or “our”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy and the Terms of Service posted on our Website set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.

Website Visitors 

Like most website operators, it collects non-personally identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. New Perspective Insurance Consultants’ purpose in collecting non-personally identifying information is to understand better how visitors use its Website. From time to time, we may release non-personally identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its Website.

New Perspective Insurance Consultants also collects potentially personally identifying information like Internet Protocol (IP) addresses for logged-in users and for users leaving comments on blog posts, only discloses logged-in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below. 

Gathering of Personally-Identifying Information 

Certain visitors to New Perspective Insurance Consultants’ websites choose to interact in ways that require us to gather personally-identifying information. The amount and type of information that gathers depends on the nature of the interaction. For example, we may ask visitors who sign up to comment on a blog to provide a username and email address or ask visitors requesting a quote to provide their name, email address and phone number. 

Security 

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. 

Advertisements 

Ads appearing on our Website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognise your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be most interesting to you. This Privacy Policy covers the use of cookies by and does not cover the use of cookies by any advertisers.

Links To External Sites 

Our Service may contain links to external sites that we do not operate. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review the Privacy Policy and terms and conditions of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites, products or services. 

New Perspective Insurance Consultants may use Google AdWords, Facebook and other advertising platforms for remarketing 

New Perspective Insurance Consultants may use the remarketing services to advertise on third-party websites (including but not limited to Google, Facebook and YouTube) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example, using the contact form to enquire. This could be in the form of an advertisement on the Google search results page or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits. Of course, any data collected will be used per our privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page. If you want to, you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Aggregated Statistics 

We may collect statistics about the behaviour of visitors to our Website and display this information publicly or provide it to others. However, this does not disclose your personally-identifying information. 

Affiliate Disclosure 

This site may use affiliate links and does earn a commission from certain links.

What will you do with my information? 

New Perspective Insurance Consultants may share your personal information with licensed partners in the area to provide you with information and quotes based on your inquiry, submitted and/or collected information.

Cookies 

To enrich and perfect your online experience, you may use “Cookies”, similar technologies and services provided by others to display personalised content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor’s computer and that the visitor’s browser provides to the Website each time the visitor returns. New Perspective Insurance Consultants uses cookies to help its partners identify and track visitors, their usage, and their Website access preferences. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using New Perspective Insurance Consultants’ websites, with the drawback that certain features of New Perspective Insurance Consultants’ websites may not function properly without the aid of cookies.

By continuing to navigate our Website without changing your cookie settings, you hereby acknowledge and agree to’s use of cookies.

Privacy Policy Changes 

Although most changes are likely minor, New Perspective Insurance Consultants may change its Privacy Policy from time to time and at its sole discretion.We encourage visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change. 

Contact Information 

If you have any questions about this Privacy Policy, please get in touch with us via mail (stuart@npinsurance.co.za) or at 079 6464 109.